State bans two companies from selling health insurance; 1,400 people affected - Concord Monitor

Published: 10/31/2019 11:49:48 AM

Modified: 10/31/2019 11:49:37 AM

Some 1,400 New Hampshire residents will have to find new health insurance now that the state has told Aliera Healthcare, Inc. and Trinity Healthcare, Inc. to immediately stop selling or renewing insurance here because they are unlicensed.

Aliera also markets products under the company name Ensurian.

Aliera, an unlicensed insurance company in New Hampshire, has been administering and marketing health coverage on behalf of Trinity Healthshare. Trinity represents itself as a health care sharing ministry, whose members share a common set of ethical or religious beliefs and share medical expenses among members, and which are exempt from state insurance regulation. The New Hampshire Insurance Department said this representation was inaccurate.

The Insurance Department’s Consumer Services Division said it received dozens of complaints from consumers, many of whose claims were denied because their medical conditions were considered pre-existing under the plan, or were not covered because they were deemed inappropriate for a “Christian lifestyle.”

“Unfortunately, we are seeing entities in the marketplace that are misleading consumers and finding ways to try to avoid insurance regulation, said Insurance Commissioner John Elias.

Both companies have 30 days from the issuance of the order to request a hearing.

Open enrollment for the ACA health insurance begins Friday, Nov. 1.

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